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Category: Health Insurance

COBRA vs Marketplace Insurance: Which Is Cheaper After Losing a Job?

October 22, 2026
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Losing your job is stressful enough without losing your health insurance at the same time. Yet that is exactly the moment most Americans face the choice: keep your old employer’s plan through COBRA, or buy your own policy on the Health Insurance Marketplace. The two options can differ by hundreds of dollars a month, and […]

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Premium, Deductible and Copay: Health Insurance Costs in Plain English

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Health insurance would be much easier to buy if the price tag told the whole story. Instead, every plan comes with its own vocabulary: premium, deductible, copay, coinsurance, out-of-pocket maximum. Pick the wrong combination and a cheap-looking plan can cost you thousands when you actually need care. This guide explains each term in plain English, […]

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